Title 284 WACINSURANCE COMMISSIONER, OFFICE OF

Last Update: 3/19/08

Chapters

284-01	Electronic authentication.
284-02	Description of insurance commissioner's office -- Organization operations and obtaining information.
284-03	Public records.
284-04	Privacy of consumer financial and health information.
284-05	Washington actuaries regulation.
284-07	Requirements as to company reports and annual statements.
284-12	Agents, brokers and adjusters.
284-13	Assets -- Liabilities -- Investments and reinsurance.
284-15	Surplus line insurance.
284-16	Insurers.
284-17	Licensing requirements and procedures.
284-17A	Communications equipment licenses.
284-17B	Rental car agent.
284-18	Washington insurance holding company regulation.
284-18A	Health care service contractor and health maintenance holding company regulation.
284-19	Washington essential property insurance inspection and placement program.
284-20	Insurance policies.
284-20A	Rules that apply to insurers that underwrite medical malpractice insurance.
284-21	Standard forms.
284-22	USL&H assigned risk plan.
284-23	Washington life insurance regulations.
284-24	Rates.
284-24A	Rules that apply to insurers that use credit history for personal insurance underwriting or rating.
284-24B	Rules that require property and casualty insurers to report statistical data.
284-24C	Specific rules that apply to statistical plans for medical professional liability reports.
284-24D	Medical malpractice closed claim data reporting rules for facilities and providers.
284-24E	Medical malpractice claim settlement data reporting rules for attorneys and claimants.
284-26	Insider trading of equity securities of a domestic stock insurance company.
284-28	Proxies, consents, and authorizations of domestic stock insurers.
284-30	Trade practices.
284-34	Credit life and credit accident and health insurance.
284-36	Domestic fraternal mutual property insurers' agents and directors.
284-36A	Fraternal benefit societies.
284-37	Market conduct oversight program.
284-43	Health carriers and health plans.
284-44	Health care services contractors -- Agents -- Contract formats -- Standards.
284-46	Health maintenance organizations.
284-48	Bulletins.
284-49	Washington basic coverage policy (small group) insurance regulation.
284-50	Washington disability insurance regulations.
284-51	Standards for coordination of benefits.
284-52	Conversion regulation.
284-53	Standards for coverage of chemical dependency.
284-54	Long-term care insurance rules.
284-55	Medicare supplement insurance regulation.
284-58	Regulations pertaining to form filings.
284-60	Disability insurance loss ratios.
284-66	Washington Medicare supplement insurance regulation.
284-74	Approved insurance tables.
284-78	Joint underwriting association for day care insurance.
284-84	Fixed premium universal life insurance.
284-85	Long-term care partnership.
284-87	Joint underwriting association for midwifery and birthing centers malpractice insurance.
284-90	Rules pertaining to AIDS.
284-91	Washington state health insurance pool.
284-92	Liability risk retention.
284-95	Transfer of insurance contracts.
284-96	Group and blanket disability insurance.
284-97	Viatical settlement regulation.

DISPOSITIONS OF CHAPTERS FORMERLY CODIFIED IN THIS TITLE Chapter 284-08 PRACTICE AND PROCEDURE

Reviser's note: Practice and procedure rules, WAC 284-08-010 through 284-08-590, were filed with the code reviser's office 3/22/60. They were repealed by insurance commissioner Order No. R 68-3, the pertinent portion of which reads as follows:

WAC 284-08-001 repeal of rules of PRACTICE and PROCEDURE (chapter 284-08 WAC). "I, LEE I. KUECKELHAN, insurance commissioner of the state of Washington, . . . do hereby repeal the above-entitled rules effective July 11, 1968, on the grounds that such rules and regulations are substantially contained in Title 1, Washington Administrative Code, which are intended to be the uniform rules of practice and procedure for state administrative agencies. . . ." [Order No. R 68-3 (part), filed 6/12/68.]

Chapter 284-10 SHORT-TERM HEALTH INSURANCE REFORM

284-10-010	Purpose, intent, and authority. [Statutory Authority: RCW 48.01.200, 48.01.030, 48.02.060 (3)(a), 48.20.540,48.21.340 , 48.30.300, 48.44.480, 48.44.490, 48.46.550 and 48.46.560. 94-08-060 (Order R 94-7), § 284-10-010, filed 4/1/94, effective 5/2/94.] Repealed by 98-04-005 (Matter No. R 97-3), filed 1/22/98, effective 2/22/98. Statutory Authority: RCW 48.02.060, 48.20.450, 48.20.460, 48.30.010, 48.44.020, 48.44.050, 48.44.080, 48.46.030, 48.46.060(2), 48.46.200 and 48.46.243.
284-10-015	Scope and applicability. [Statutory Authority: RCW 48.01.200, 48.01.030, 48.02.060 (3)(a), 48.20.540,48.21.340 , 48.30.300, 48.44.480, 48.44.490, 48.46.550 and 48.46.560. 94-08-060 (Order R 94-7), § 284-10-015, filed 4/1/94, effective 5/2/94.] Repealed by 98-04-005 (Matter No. R 97-3), filed 1/22/98, effective 2/22/98. Statutory Authority: RCW 48.02.060, 48.20.450, 48.20.460, 48.30.010, 48.44.020, 48.44.050, 48.44.080, 48.46.030, 48.46.060(2), 48.46.200 and 48.46.243.
284-10-020	Definitions. [Statutory Authority: RCW 48.01.200, 48.01.030, 48.02.060 (3)(a), 48.20.540, 48.21.340,48.30.300 , 48.44.480, 48.44.490, 48.46.550 and 48.46.560. 94-08-060 (Order R 94-7), § 284-10-020, filed 4/1/94, effective 5/2/94.] Repealed by 98-04-005 (Matter No. R 97-3), filed 1/22/98, effective 2/22/98. Statutory Authority: RCW 48.02.060, 48.20.450, 48.20.460, 48.30.010, 48.44.020, 48.44.050, 48.44.080, 48.46.030, 48.46.060(2), 48.46.200 and 48.46.243.
284-10-030	Portability of health insurance benefits. [Statutory Authority: RCW 48.01.200, 48.01.030, 48.02.060 (3)(a),48.20.540 , 48.21.340, 48.30.300, 48.44.480, 48.44.490, 48.46.550 and 48.46.560. 94-08-060 (Order R 94-7), § 284-10-030, filed 4/1/94, effective 5/2/94.] Repealed by 98-04-005 (Matter No. R 97-3), filed 1/22/98, effective 2/22/98. Statutory Authority: RCW 48.02.060, 48.20.450, 48.20.460, 48.30.010, 48.44.020, 48.44.050, 48.44.080, 48.46.030, 48.46.060(2), 48.46.200 and 48.46.243.
284-10-050	Restrictions on the denial, exclusion, or limitation of health benefits for preexisting conditions. [Statutory Authority: RCW 48.01.200, 48.02.060, 48.20.540, 48.21.340 and 48.46.550. 94-13-216 (Order R 94-13), § 284-10-050, filed 6/22/94, effective 7/23/94. Statutory Authority: RCW 48.01.200, 48.02.060, 48.20.540, 48.21.340, 48.44.480 and 48.46.550. 94-08-081 (Order R 94-6), § 284-10-050, filed 4/5/94, effective 5/6/94.] Repealed by 98-04-005 (Matter No. R 97-3), filed 1/22/98, effective 2/22/98. Statutory Authority: RCW 48.02.060, 48.20.450, 48.20.460, 48.30.010, 48.44.020, 48.44.050, 48.44.080, 48.46.030, 48.46.060(2),48.46.200 and 48.46.243.
284-10-060	Guaranteed renewability -- Health insurance. Purpose, intent, and authority. [Statutory Authority: RCW 48.01.200, 48.01.030, 48.02.060 (3)(a), 48.20.540, 48.21.340, 48.30.300, 48.44.480, 48.44.490, 48.46.550 and 48.46.560. 94-08-060 (Order R 94-7), § 284-10-060, filed 4/1/94, effective 5/2/94.] Repealed by 98-04-005 (Matter No. R 97-3), filed 1/22/98, effective 2/22/98. Statutory Authority: RCW 48.02.060, 48.20.450, 48.20.460, 48.30.010, 48.44.020, 48.44.050, 48.44.080, 48.46.030, 48.46.060(2), 48.46.200 and 48.46.243.
284-10-070	Certification of withdrawal from the market and exemption from short-term reform rules. [Statutory Authority: RCW 48.01.200, 48.01.030, 48.02.060 (3)(a), 48.20.540, 48.21.340, 48.30.300, 48.44.480, 48.44.490,48.46.550 and 48.46.560. 94-08-060 (Order R 94-7), § 284-10-070, filed 4/1/94, effective 5/2/94.] Repealed by 98-04-005 (Matter No. R 97-3), filed 1/22/98, effective 2/22/98. Statutory Authority: RCW 48.02.060, 48.20.450, 48.20.460, 48.30.010, 48.44.020, 48.44.050, 48.44.080, 48.46.030, 48.46.060(2), 48.46.200 and48.46.243 .
284-10-090	Severability provision. [Statutory Authority: RCW 48.01.200, 48.01.030, 48.02.060 (3)(a), 48.20.540,48.21.340 , 48.30.300, 48.44.480, 48.44.490, 48.46.550 and 48.46.560. 94-08-060 (Order R 94-7), § 284-10-090, filed 4/1/94, effective 5/2/94.] Repealed by 98-04-005 (Matter No. R 97-3), filed 1/22/98, effective 2/22/98. Statutory Authority: RCW 48.02.060, 48.20.450, 48.20.460, 48.30.010, 48.44.020, 48.44.050, 48.44.080, 48.46.030, 48.46.060(2), 48.46.200 and 48.46.243.
284-10-140	Recognizing the exercise of conscience by purchasers of basic health plan services and ensuring access for all enrollees to such services. [Statutory Authority: RCW 48.43.065 and 48.02.060. 96-04-060 (Order R 95-9), § 284-10-140, filed 2/6/96, effective 3/8/96.] Repealed by 98-04-005 (Matter No. R 97-3), filed 1/22/98, effective 2/22/98. Statutory Authority: RCW 48.02.060, 48.20.450, 48.20.460, 48.30.010, 48.44.020, 48.44.050, 48.44.080, 48.46.030, 48.46.060(2), 48.46.200 and 48.46.243.

Chapter 284-14 REGULATIONS PERTAINING TO FEES AND TAXES

284-14-010	Filing fee for rates and forms. [Statutory Authority: RCW 48.02.060. 82-20-090 (Order R 82-4), § 284-14-010, filed 10/6/82.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-14-020	Filing transmittal information. [Statutory Authority: RCW 48.02.060. 82-20-090 (Order R 82-4), § 284-14-020, filed 10/6/82.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.

Chapter 284-32 PLAN OF OPERATION FOR WASHINGTON INSURANCE GUARANTY ASSOCIATION

284-32-010	Purpose. [Emergency and Permanent Order R-71-3, § 284-32-010, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-020	Board of directors. [Emergency and Permanent Order R-71-3, § 284-32-020, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-030	Officers of board. [Emergency and Permanent Order R-71-3, § 284-32-030, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-040	Quorum, votes required, proxies. [Emergency and Permanent Order R-71-3, § 284-32-040, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-050	Annual meetings. [Emergency and Permanent Order R-71-3, § 284-32-050, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-060	Board's annual meeting. [Emergency and Permanent Order R-71-3, § 284-32-060, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-070	Meeting after notice of insolvency. [Emergency and Permanent Order R-71-3, § 284-32-070, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-080	Other meetings. [Emergency and Permanent Order R-71-3, § 284-32-080, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-090	Expenses of board members. [Emergency and Permanent Order R-71-3, § 284-32-090, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-100	Official address of association. [Emergency and Permanent Order R-71-3, § 284-32-100, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-110	Bank accounts, borrowing power. [Emergency and Permanent Order R-71-3, § 284-32-110, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-120	Board may levy fee. [Emergency and Permanent Order R-71-3, § 284-32-120, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-130	Contract with servicing facility. [Emergency and Permanent Order R-71-3, § 284-32-130, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-140	Claim settlements of one hundred fifty thousand dollars or more. [Statutory Authority: RCW 48.02.060 and 48.32.070. 93-19-001 (Order R 93-5), § 284-32-140, filed 9/1/93, effective 10/2/93. Statutory Authority: RCW 48.32.070. 88-05-001 (Order R 88-2), § 284-32-140, filed 2/4/88; Emergency and Permanent Order R-71-3, § 284-32-140, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-150	Prevention of insolvencies. [Emergency and Permanent Order R-71-3, § 284-32-150, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-160	Records, reports, audit. [Emergency and Permanent Order R-71-3, § 284-32-160, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-170	Appeal. [Emergency and Permanent Order R-71-3, § 284-32-170, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-180	Indemnification. [Emergency and Permanent Order R-71-3, § 284-32-180, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-190	Conformity to statute. [Emergency and Permanent Order R-71-3, § 284-32-190, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.
284-32-200	Effective date. [Emergency and Permanent Order R-71-3, § 284-32-200, filed 12/9/71.] Repealed by 95-20-022 (Order R 95-8), filed 9/26/95, effective 10/27/95. Statutory Authority: RCW 48.02.060.

Chapter 284-40 REGISTRATION OF

FUNERAL ESTABLISHMENTS

284-40-010	Purpose. [Order R 77-6, § 284-40-010, filed 11/3/77, effective 12/5/77.] Repealed by 83-14-001 (Order R 83-2), filed 6/23/83. Statutory Authority: RCW 48.02.060.
284-40-020	Effective date and scope. [Order R 77-6, § 284-40-020, filed 11/3/77, effective 12/5/77.] Repealed by 83-14-001 (Order R 83-2), filed 6/23/83. Statutory Authority: RCW 48.02.060.
284-40-030	Definitions. [Order R 77-6, § 284-40-030, filed 11/3/77, effective 12/5/77.] Repealed by 83-14-001 (Order R 83-2), filed 6/23/83. Statutory Authority: RCW 48.02.060.
284-40-040	Registration. [Order R 77-6, § 284-40-040, filed 11/3/77, effective 12/5/77.] Repealed by 83-14-001 (Order R 83-2), filed 6/23/83. Statutory Authority: RCW 48.02.060.
284-40-050	Prearrangement funeral service contract form requirements. [Order R 77-6, § 284-40-050, filed 11/3/77, effective 12/5/77.] Repealed by 83-14-001 (Order R 83-2), filed 6/23/83. Statutory Authority: RCW 48.02.060.
284-40-060	Requirements as to trust funds. [Order R 77-6, § 284-40-060, filed 11/3/77, effective 12/5/77.] Repealed by 83-14-001 (Order R 83-2), filed 6/23/83. Statutory Authority: RCW 48.02.060.
284-40-070	Annual statement requirements. [Order R 77-6, § 284-40-070, filed 11/3/77, effective 12/5/77.] Repealed by 83-14-001 (Order R 83-2), filed 6/23/83. Statutory Authority: RCW 48.02.060.
284-40-080	Renewal of certificate of registration. [Order R 77-6, § 284-40-080, filed 11/3/77, effective 12/5/77.] Repealed by 83-14-001 (Order R 83-2), filed 6/23/83. Statutory Authority: RCW 48.02.060.